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UK banks could be assertive to lose up to 43% of their retail payments based revenues by 2020 as the revised Acquittal Casework Directive accelerates advancements in e-commerce and contactless technology, according to abstracts aggregate by Accenture.

With retailers ambitious alternatives to the agenda networks and e-commerce and contactless affairs set to shoot up from 18% of the bazaar to awning about bisected of all UK arcade spend, the nation’s banks are actuality pushed to a “decision angled point”, says Accenture.

Those that accept alone to opt for minimum acquiescence with the new rules and seek to monetise their advance in API admission angle to lose the most, says Accenture.

The consultancy estimates that the new new brand of acquittal admission account providers will abrade 33% of online debit agenda transaction volumes and 10% of online acclaim agenda transaction volumes consistent in a absolute bazaar allotment of 16% of online retail acquittal aggregate by 2020. Taking the UK as an example, this would aftereffect in the accident of over £1.45bn of agenda transaction revenues amid 2017 and 2020 – money that was ahead captured by the banks and agenda networks.

Banks charge anticipate strategically if they are to see off this blackmail – which accounts for two-three percent of absolute industry acquirement – by all-embracing the changes as an befalling to accommodate new articles and casework and aggrandize the payments ecosystem and accession of value, states the consultancy.

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